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Intermediate
Mobile Learning Materials

Release Date: 26 Dec, 1000

Chatterbox #297 – Personal finance (Ad-free & interactive transcript)

Episode description

Are you a saver or a spender? In this episode, Andrew and Anna share their experiences handling finances and give some tips on how to spend less money. If you’re interested in personal finance, be sure to give it a listen!

Chatterbox is a series that features natural conversations between native speakers. This series is designed for intermediate and advanced learners. Listening to our Chatterbox series is a great way to improve your vocabulary and listening skills. Take your English fluency to the next level!

Fun fact

Did you know that people tend to spend 12% to 18% more when using a credit card than they would with cash? Maybe Anna is right to have never had a credit card!

Expressions included in the study guide

  • To have a handle on [something]
  • Night and day
  • To kick the bucket
  • To push the boat out
  • Peace of mind
  • To delve into [something]

Podcast: Play in new window | Download

~28 minutes
Intermediate
Mobile Learning Materials

Release Date: 26 Dec, 1000
~28 minutes

Chatterbox #297 – Personal finance (Ad-free & interactive transcript)

Episode description

Are you a saver or a spender? In this episode, Andrew and Anna share their experiences handling finances and give some tips on how to spend less money. If you’re interested in personal finance, be sure to give it a listen!

Chatterbox is a series that features natural conversations between native speakers. This series is designed for intermediate and advanced learners. Listening to our Chatterbox series is a great way to improve your vocabulary and listening skills. Take your English fluency to the next level!

Fun fact

Did you know that people tend to spend 12% to 18% more when using a credit card than they would with cash? Maybe Anna is right to have never had a credit card!

Expressions included in the study guide

  • To have a handle on [something]
  • Night and day
  • To kick the bucket
  • To push the boat out
  • Peace of mind
  • To delve into [something]

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Hosts: Andrew Bates and Anna Connelly
Music: Opening music from Pixabay.com
Episode preparation/research: Andrew Bates
Audio editor: Kevin Moorehouse
Transcriptionist: Heather Bates
Study guide writer: Alina Morozova
English editor: Edden Yohanes
Operations: Tsuyoshi Kaneshima
Image: Karolina Grabowska (Pexels.com)

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Culips is podcast for English language learners who want to get awesome at English. We think it is important to learn English how it is really spoken and that’s why our lessons are always focused on real, current English. Learn to speak like a native and understand everything with Culips!  Test
Culips is really different than other English courses and podcasts. Our hosts are kind, funny, and professional. Our podcasts and lessons are designed to help you become fluent in conversational, North American English.  Here are some things you might not know about our hosts:
  • They are Canadian and American
  • Have master’s degrees and work in professions related to English education (Andrew is a university English professor, Suzanne is a pronunciation coach and voice actor, and Morag is a writer).
  • Actively study second languages as adults. Our team understands the ups and downs of studying foreign languages as adults who live busy lives.
At Culips, we make English understandable through our five different series: Chatterbox Listen to real English conversations between native speakers as we talk about current events, share funny stories, or interview fascinating guests. Become a fluent listener, get exposure to Western culture, and learn the ins and outs of natural English conversations all at the same time. Catch Word Learn natural English expressions, idioms, and phrasal verbs. We teach you everyday English vocabulary that native speakers actually use. Sound like a native speaker with Catch Word. Simplified Speech Do you get stressed out by English? Do native speakers talk too fast? Don’t worry! We’re here to help. In Simplified Speech, we use 100% natural English, but we speak more slowly than we do in our everyday lives. This series is great for all levels of learners but is specifically designed with high beginner-intermediate students in mind. Real Talk In our In our Real Talk series we teach you the practical English you need know when visiting or living in an English speaking country. Each episode examines a specific situation such as ordering at a restaurant, renting an apartment, or getting a refund. Speak Easy Speak Easy is the show that teaches you how to pronounce English the way native speakers do. Learn tips and tricks that will make your English pronunciation clear and understandable with Speak Easy.
The best way to study with Culips is with our study guides.